Top Bank Funds
SBI Mutual Fund
Assets: ₹5.2 lakh crore | 35+ funds
1-Year Return
18.7%
3-Year Return
14.2%
5-Year Return
12.8%
Risk Level
Moderate
Top Fund: SBI Bluechip Fund
HDFC Mutual Fund
Assets: ₹4.8 lakh crore | 40+ funds
1-Year Return
17.3%
3-Year Return
13.5%
5-Year Return
11.9%
Risk Level
Mod-High
Top Fund: HDFC Top 100 Fund
ICICI Prudential MF
Assets: ₹4.5 lakh crore | 50+ funds
1-Year Return
16.8%
3-Year Return
13.1%
5-Year Return
11.5%
Risk Level
Moderate
Top Fund: ICICI Bluechip Fund
Historical Returns
10-Year Performance Trends
Market Cycles Analysis
Bank funds showed resilience during market downturns:
Risk Disclosures
Market Risk
Mutual funds are subject to market fluctuations. Past performance doesn't guarantee future results.
Expense Ratio Impact
Higher expense ratios (above 1.5%) can significantly reduce long-term returns.
Lock-in Periods
ELSS funds have 3-year lock-in. Exit loads may apply for early redemptions in other funds.
Riskometer
Bank funds typically fall in Moderate to High risk category
Bank Fund Comparison
| Bank | 1-Yr | 3-Yr | Risk | Rating |
|---|---|---|---|---|
| SBI | 18.7% | 14.2% | Mod | ★★★★☆ |
| HDFC | 17.3% | 13.5% | Mod-High | ★★★★☆ |
| ICICI | 16.8% | 13.1% | Mod | ★★★★☆ |
| Axis | 19.2% | 14.8% | High | ★★★★★ |
| Kotak | 17.8% | 13.9% | Mod | ★★★★☆ |